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Now lending institutions can streamline the loan process with real-time collateral assessment from a trusted source! Freddie Mac's Home Value Explorer (HVE®) is an Automated Valuation Model (AVM) that provides instant estimates of current residential property values nationwide. In just two easy steps, Home Value Explorer provides property valuation and sales comparables - perfect for a variety of applications including processing second mortgages, home equity loans, and home equity lines of credit.