Flood Compliance Solutions
Reduce Risk and Ensure Compliance with Federal Guidelines
Receive flood zone determinations within seconds using robust technology. By simply entering an address, you can quickly identify if a property lies in a flood zone. Get additional support and confidence with our exceptional customer service and expert consultants. Flood zone determinations are available in all 50 states, the District of Columbia and five United States commonwealths.
Powerful solutions backed by expert support
Our experienced flood map researchers will work with you to tailor solutions that meet your specific needs and help guide you through the entire process. If a flood plain issue arises, our Dispute Resolution Specialists can work directly with borrowers to help address the problem. With our flood zone compliance solutions and support, you can satisfy your requirements faster and close loans more efficiently.
Basic Flood Zone Determination
Identify flood zones quickly with our basic solution. Data includes the community number map and panel number, insurance availability, community participation and other information. In most cases, flood zones are determined online in seconds. If a determination cannot be processed immediately, the request is automatically sent to our expert manual processors. They use flood maps, plat maps, aerial photographs and other resources to determine if a property lies in a flood zone.
Life-of-Loan Flood Zone Determination
Receive all the benefits of a Basic Flood Zone Determination, plus updated flood zone tracking from the Federal Emergency Management Agency (FEMA) for the life of the loan. You will be notified within 60 days if a FEMA map or community status changes for an affected property.
Home Mortgage Disclosure Act Geo-Code Data
Receive the appropriate geographic code required by the Home Mortgage Disclosure Act-Loan Application Report (HMDA-LAR) for easier reporting. You get all the information you need, including data on census tracts, county codes, state codes and Metropolitan Statistical Areas.
Receive information on floodplains quickly and conveniently. Simply enter a street address or latitude and longitude reading to receive a portion of a FEMA map showing a property's location relative to the nearest floodplain. For added convenience, you can save, import and print reports as well as integrate them into appraisal software packages. FloodScapes is not a guaranteed determination and is often used to assist appraisers and surveyors.
Portfolio Review and Monitoring
Help ensure that your portfolio complies with the National Flood Insurance Program. We can process new or existing portfolios quickly and cost effectively. You can customize and tailor solutions according to your unique needs. Plus, our experienced staff of Floodplain Managers supports you at every stage for added confidence.
Receive reports in a choice of convenient formats
Select from several loading and delivery options, including magnetic tape, CD-ROMs, spreadsheets and hard copies. You get the data you need in the format best suited for your process.
Receive flood determinations for newly acquired portfolios. You have the option to monitor for future flood map revisions for the life of the loan.
Monitor existing portfolios for future flood map revisions for the life of the loan.