Advanced Solutions and Expert Analysis
Data is important, but in many cases, the intelligence that can be derived from data is even more critical. DataQuick has developed a suite of analytic solutions that allow lenders and investors to make more informed decisions, mitigate risk and gain a clearer understanding of their marketplace.
Analytics & Valuation
Collateral Validation improves the property valuation process by validating any property estimate against DataQuick’s “Expert Panel” which includes our Neighborhood Level HPI, leading AVMs (now, including HVE), analytics/predictive modeling, and foreclosure trends.
Home Value Explorer, ValueSmart, and AVM Finder provide automated valuation models (AVMs) to help value properties and speed the mortgage process.
DataQuick’s RMBS Valuation Service improves the accuracy of RMBS portfolio valuations by incorporating critical post-origination intelligence into default and cost models, including updated collateral/property values, updated LTV and CLTV, additional liens, and risky borrower behavior including ownership and occupancy changes. A cost-effective solution, RiskFinder RMBS is designed exclusively for hedge fund managers.
Post Origination Loan Monitoring
Investors need to monitor post-origination changes to loans and understand the appropriate steps if their positions are compromised. DataQuick's Collateral Monitoris an automated alert service that immediately highlights changes in property characteristics and borrower behavior.
MindBox provides automated decisioning solutions to improve the accuracy, ensure consistency and speed a wide variety of processes involved in loan origination, loan servicing and portfolio management.